Are there any fees charged for paying online via China Epay? Are there any fees charged for paying online via Credit Card? Can I apply for credit?  How can I search invoices that are disputed? What are the mandatory requirements in making online ChinaEpay via my finance? What are my options on the online platform? What are the mandatory requirements in making online card payment via MyFinance? What are the mandatory requirements in making online SmartPay payments via my finance? Can I ask for refund on MyFinance? Do I need to enter my Fapiao details at every payment? What happens if I pay in excess of my total invoice balance (overpay)? If I pay using the designated online portal or bank, how long will it take to reflect in the system?